Business Checking

支票存款和储蓄存款是企业财务经营的基础. 我们的账户旨在最大限度地管理您的现金流.

Smart Business Checking

利用你的银行关系与智能业务检查!

这种无利息的商业支票账户最适合每月交易量适中的中小型企业客户

Benefits

  • $8 monthly service charge will be waived (or the account will be credited $8 depending on service charges and minimum relationship balance requirements; see Smart Business Checking terms and conditions).
  • 关系平衡符合条件的帐户必须在相同的业务客户关系中具有相同的主要所有权.
  • 轻松跟踪财务与WTB在线或WTB移动.
  • Free WTB Business Debit Card
智能业务检查的其他bte365和详细信息

Performance Business Checking

Best suited to sole proprietors, government agencies, 以及有限交易活动的符合资格的非营利组织, 性能业务检查在分层利率上赚取利息. 所有收集的余额和复合利息按月支付, letting your funds work harder for you.

Benefits

  • 如按平均分类帐结余5,000元计算，每月可获豁免12元服务费.
  • Earns interest
  • 轻松跟踪财务与WTB在线或WTB移动.
  • 通过从相关储蓄中转移资金来防止透支, money market, checking, credit line, or credit card.
  • Free WTB Business Debit Card
性能业务检查的其他bte365和详细信息
comparison of Checking Accounts
Smart Business Checking Performance Business Checking
最适合每月交易量适中的中小型企业客户. 最适合bte365官网业主和符合资格的非牟利机构有限的交易活动.
Earns Interest1 No Yes2
Available Features
  • Business Digital Banking, WTB Online and WTB Mobile3
  • Complimentary WTB Business Debit Card.
  • No charge for eStatements. Visa®商务信用卡第一年免交费用(有或没有可选的奖励计划).
  • 对于支票、ACH借方和ACH贷方，不收取每项费用.
  • Images with statement at no additional charge.
  • Business Digital Banking, WTB Online and WTB Mobile3
  • Complimentary WTB Business Debit Card.
  • No charge for eStatements.
  • Images with statement at no additional charge.
Monthly Base Fee In Service Charge

None if account maintains a $1,000 average ledger relationship balance in a checking, savings, money market, certificate of deposit, or active loan, otherwise $8.00.

关系平衡符合条件的账户必须在相同的业务客户关系中有相同的主签署人.

 如一个月内平均分类帐结余达到$5,000或以上，则不为$12.00.
Other Fees
  • 多达100笔交易和存款(包括支票), ACH debits, ACH credits and items deposited) each month at no charge, then $0.25 each regardless of balance kept in account.
  • 每月可免费存入5,000元现金，并按标准收费.
  • Paper Statement: $3.00
  • 50 checks/debits free per month, then $0.25 each.
  • 150 checks deposited free per month, then $0.25 each.
  • Paper Statement: $3.00
  1. 利息支付所有收集的余额和复利每月.
  2. Please refer to current rate sheet.
  3. Some mobile service provider fees may apply.

Analyzed Accounts

Business Analyzed Checking

这个账户是为有特殊服务要求的企业开设的, 数额高于平均水平，收款余额超过30美元,000. 您可以减少或取消每月服务费与收益信用分析每月的基础上.

分析检查的附加bte365和详细信息

Small Business Analyzed Checking

有商业服务需求的小型企业客户希望能够灵活地选择特定于其业务需求的增值现金管理服务.

小企业分析检查的附加bte365和详细信息

Analyzed Commercial Market Fund

An easily accessed high-yielding deposit account, 结合到企业分析的附加价值的余额.

商业市场分析基金的附加bte365和详细资料
comparison of Analyzed Accounts
Small Business Analyzed Checking Analyzed Checking Analyzed Commercial Market Fund
有商业服务需求的小型企业客户希望能够灵活地选择特定于其业务需求的增值现金管理服务. Ideal for customers with balances of $50,000 to $250,000. 适用于使用某些库务管理服务及高于平均量及收集余额的企业. An easily-accessed, high-yielding deposit account, 结合公司对余额增加价值的分析. For customers with a combined balance of $100,000 in an analyzed checking and a commercial market fund, the market fund may be added to a relationship analysis.
Earns Interest1 No No Yes - Tiered Rates
Available Features
  • Business Digital Banking, WTB Online and WTB Mobile3
  • 远程存款捕获小型扫描仪包(ChecXpress，单次收费，包括扫描仪)
  • Unlimited Bill Pay
  • 任何地方的远程存款(按个案移动捕获)
  • 欺诈保护服务:ACH正向薪酬和反向正向薪酬
  • Merchant services application fee waived.
  • Business Digital Banking, WTB Online and WTB Mobile3
  • 自动资金转移透支覆盖和扫描转移设置.
  • Business Digital Banking, WTB Online and WTB Mobile3
  • 自动资金转移透支覆盖和扫描转移设置.
Monthly Base Fee In Service Charge1 $30.00 Bundled Package Offer $12.00 $12.00
Other Fees2
  • 每张已付支票/借方-前100不收费，之后为0美元.18
  • Per Deposit Paid - First 10 at no charge, after which: $0.30
  • Per Check Deposited:
    • WTB item: No Charge
    • Non-WTB item: $0.11
    • Canadian item: $0.11
  • ACH Credit - First 50 items at no charge, after which: $0.13
  • 每ACH借方-前50项免费，后50项为0美元.13
  • Per Deposited Item
    • Returned: $9.00
  • Special Handling $10.00 per month minimum.
  • Paper Statement Fee: $3.00
  • Per Check / Debit Paid: $0.18
  • Per Deposit: $0.30
  • Per Check Deposited:
    • WTB item: $0.10
    • Non-WTB item: $0.11
    • Canadian item: $0.11
  • Per ACH Credit / Debit: $0.13
  • Per Deposited Item
    • Returned: $9.00
  • Special Handling $10.00 per month minimum.
  • Deposit Coverage: Current Rate
  • Paper Statement Fee: $3.00
  • Per Check / Debit Paid: $0.18
  • Per Deposit: $0.30
  • Per Check Deposited:
    • WTB item: $0.10
    • Non-WTB item: $0.11
    • Canadian item: $0.11
  • Per ACH Credit / Debit: $0.13
  • Per Deposited Item
    • Returned: $9.00
  • Special Handling $10.00 per month minimum.
  • Deposit Coverage: Current Rate
Charges Offset by Earnings Allowance 根据收集的余额计算收益抵免. (SBA是带有单独收入津贴的包装产品. 不应该与其他分析过的支票账户合并来抵消费用) 是的，保费收入抵免是根据收集的余额计算的. (允许多重分析检查和货币市场产品相关联进行收益分析) 是的，保费收入抵免是根据收集的余额计算的.
Additional Components
  • Small Bus Wire Module: $20.00
  • Small Bus ACH Module: $20.00
  • Positive Pay: $35.00
  • 电汇服务:费用因电汇和邮寄渠道的不同而不同
  • WTB Online Bus Module: $35.00
  • WTB Online ACH Module: $30.00
  • Positive Pay: $35.00
  • RDC Scanner Packages: $29.50 - $80.00 a month (based on volume/usage)
  • 电汇服务:费用因电汇和邮寄渠道的不同而不同
 电汇服务:费用因电汇和邮寄渠道的不同而不同
  1. 某些其他费用可用于分析帐目. 任何商业市场基金的超额盈馀可用于抵销存款关系中的服务费. For more information, call your banker. 利息是根据每天收集的全部余额计算的，支付的利率是由级别决定的. 费用可以用银行设立的收益折让来抵消，并根据收集到的余额来计算.
  2. 服务取消的前2年将导致提早取消费用$250.
  3. Some mobile service provider fees may apply.

有关这些帐户可能需要缴付的额外费用，请参阅“商业银行帐户服务费清单”及“商业服务价格表”.

Deposit Account Disclosures: Business Products Washington Trust Bank Terms & Conditions